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Loan: Quiz

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Question 1: The loan is generally provided at a cost, referred to as interest on the ________, which provides an incentive for the lender to engage in the loan.
Bond (finance)Credit (finance)Consumer debtDebt

Question 2: Fractional-reserve banking
________
List of banks
Deposits
Loan
Money supply
Federal Reserve SystemBank for International SettlementsOpen market operationsCentral bank

Question 3: ________ is a different form of abuse, where the lender charges excessive interest.
ShariaProtestant ReformationUsuryCatholic Church

Question 4: ________
Stock (Equities) Market
Foreign exchange market
Derivatives market
Commodity market
Money market
Spot (cash) Market
OTC market
Real Estate market
Private equity
Commercial paperBond (finance)Floating rate noteBond market

Question 5: A type of loan especially used in ________ agreements is the recourse note.
General partnershipLimited partnershipBusinessLimited liability company

Question 6: Interest-only loan, ________, PIK loan
Adjustable-rate mortgageCorporate financeMortgage loanNegative amortization

Question 7: ________, Fractional-reserve banking, Building society
Commercial bankBankOffshore bankInvestment banking

Question 8: Credit and ________
Employment contract
Retirement
Financial planning
Bond (finance)DebtConsumer debtDefault (finance)

Question 9: For a more detailed description of the “discharge of indebtedness”, look at Section 108 (________) of the Internal Revenue Code.
FairTaxTaxing and Spending ClauseCancellation of Debt (COD) IncomeTaxation history of the United States

Question 10: In the United Kingdom, when applied to individuals, these may come under the ________.
Consumer Credit Act 1974Consumer Credit Act 2006Enterprise Act 2002United Kingdom legislation







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